RiskOptimix

Simply create a free account with RiskOptimix! Once registered, you can perform 1 Premium Analysis per day at no cost. This gives you access to our advanced forecasting models, reports, and all premium features. No credit card or subscription required.

Basic Analysis: Completely free for everyone - no account required

Premium Analysis: Free with account registration - 1 analysis per day

We believe professional-grade portfolio analysis should be accessible to everyone. That's why we provide both basic and advanced features at no cost - just create a free account to unlock daily premium analysis.

Portfolio Size: No limits! Both Basic and Premium Analysis support unlimited holdings per portfolio.

Analysis Frequency:

• Basic Analysis: Unlimited analyses for anyone
• Premium Analysis: 1 analysis per day with a registered account

If you've used your daily Premium Analysis, you can still run unlimited Basic Analyses. Your Premium Analysis limit resets every 24 hours from your last premium analysis. You can always check your usage status in your account dashboard.

You can analyze any publicly traded stocks, including:

• Individual stocks (US and international)
• ETFs and mutual funds
• REITs
• Any ticker symbol available on major exchanges

We retrieve up to 10 years of historical data for each holding to ensure analysis.

Most analyses complete in 5 minutes, depending on portfolio size and complexity. Basic Analysis is typically faster, while Premium Analysis takes a bit longer due to the modeling involved. You'll receive email notifications when your analysis is complete.

Basic Analysis includes:

• Portfolio performance metrics and basic risk measures
• Individual stock analysis and simple correlations
• Performance charts and composition breakdown
• Basic diversification insights
• Summary report

Premium Analysis adds:

• Advanced risk measures and statistical analysis
• Future volatility predictions for each holding
• Portfolio risk forecasting with confidence intervals
• Dynamic correlation analysis
• Model validation and ensemble results
• Forecasting charts and downloadable PDF reports

Premium Analysis is available once per day with a free account.

You have two options:

1. Manual Entry: Enter your holdings one by one with ticker symbols and quantities
2. CSV Upload: Upload a CSV file with your holdings (we provide a template)

No need to connect bank accounts or brokerage accounts - just the basic information about what you own.

Our CCC/DCC ensemble modeling uses the same sophisticated techniques employed in academic research. We test multiple GARCH model specifications (GARCH, EGARCH, TGARCH, APARCH) with different probability distributions, validate their performance, and combine the best performers for robust forecasting. This approach provides much more reliable predictions than single-model approaches used by basic portfolio tools.

CCC (Constant Conditional Correlation): Assumes correlations between assets remain constant over time. This is faster to compute and provides stable, reliable results for most portfolios.

DCC (Dynamic Conditional Correlation): Allows correlations to change over time, capturing how assets move together differently during market stress. This provides more realistic risk estimates during volatile periods.

We provide confidence intervals with all forecasts so you know exactly how certain we are about our predictions. Our ensemble approach typically provides better accuracy than single-model forecasts, but remember that all financial forecasting involves uncertainty. We validate our models using out-of-sample testing and provide transparency about model performance in your reports.

We use professional-grade financial data sources including Yahoo Finance APIs and other reputable providers. Our system validates data quality, handles stock splits and dividends, and ensures accuracy before running any analysis. We typically use up to 10 years of historical data for robust statistical analysis.

No account is required for Basic Analysis - you can start analyzing portfolios immediately. However, creating a free account unlocks Premium Analysis (1 per day), allows you to save your analyses, and provides access to your analysis history. Account creation is free and takes less than a minute.

You can view your daily usage from your account dashboard. This includes:

• Whether you've used your daily Premium Analysis
• When your daily limit will reset
• History of your recent analyses
• Access to saved analysis reports
• Account settings and preferences

Yes! We take data security seriously. Your portfolio data is securely stored. We never share your personal information or portfolio details with third parties. You can delete your account and all associated data at any time from your account settings.

Currently, we provide 1 Premium Analysis per day for all registered users. This generous daily allowance is designed to meet the needs of most individual investors. If you need more frequent premium analyses for institutional use, please contact our support team to discuss custom solutions.

You can reach our support team through:

• Email: riskoptimix@gmail.com
• Contact form on our website

We typically respond within 24 hours, often much faster.

If you encounter any issues with your analysis, please contact our support team immediately. We can help with:

• Analysis errors or failures
• Questions about interpreting results
• Technical issues with uploads or downloads
• Guidance on using our platform

Yes! We provide:

• Detailed methodology explanations on our Approach page
• Technical documentation downloads
• Example analysis reports

This can all be found on our Approach page.